Fintech
Financial technology is restructuring the global financial system — from real-time payment rails and digital lending platforms to robo-advisors and embedded finance. GDEF examines how fintech innovation creates new opportunities for efficiency and inclusion while posing novel challenges for regulators navigating the balance between enabling innovation and maintaining financial stability.
Insights on Fintech
4 publications exploring this topic.
Central Bank Digital Currencies and the Coordination Game of Monetary Systems
With 134 countries exploring CBDCs, the architecture choices made today will shape monetary systems for decades. This analysis applies coordination game theory to map the strategic landscape.
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Sovereign Wealth Funds and Strategic Tech Investment
Sovereign wealth funds have shifted 22% of portfolios to strategic technology. This paper models sovereign investment competition as a Stackelberg game with implications for global tech markets.
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Digital Public Infrastructure: The Economic Multiplier Effect Across Emerging Markets
Analysis of real-time payment systems (UPI, Pix, M-Pesa) reveals that digital public infrastructure acts as an economic multiplier far exceeding traditional infrastructure investment returns.
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Cross-Border Payment Interoperability and Network Economics
mBridge, Project Nexus, and SWIFT Transaction Manager represent competing architectures for cross-border payment interoperability — a coordination game with geopolitical stakes.
Read analysisFinance & Economy
Analysing the structural transformation of global financial systems through central bank digital currencies, decentralised finance, and inclusive economic models — with emphasis on monetary policy implications and financial stability.
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